Mortgage Rates | Learn More ❱

15YR 3.125% 3.148% APR
30YR 3.750% 3.763% APR

Mortgage Rates | Learn More ❱

15YR 3.125% 3.148% APR
30YR 3.750% 3.763% APR

Mortgage Loans and Rates

15 YR    3.125%  /  3.148% APR
30 YR    3.750%  /  3.763% APR

Learn More »


1.00% APR Home Equity Line of Credit

Take advantage of a 1.00% APR Home Equity Line of Credit and unlock the potential in your home. 

Other Loans & Credits

  • Consumer Loans
  • Credit Card Products

Consumer Loans

We are proud to offer a variety of loans to help meet your financial needs.  Our loan officers are ready to meet with you, and help choose the loan that is right for you.

We can help with:

  • Purchasing a vehicle
  • Purchasing an RV, boat, or motorcycle
  • Debt consolidation
  • Vacations
  • Home improvements
  • Unexpected expenses

Loans types to meet your needs:

  • Auto Loans
  • Boat, RV, and Motorcycle Loans
  • Loans secured with CD's, etc.
  • Unsecured Loans

You will find:

  • Quick credit decisions
  • Fixed payment amounts
  • Competitive rates
  • Flexible terms
  • Options for automatic payments from a checking or savings



Get Started »



All products are subject to credit approval.  Program rates, terms, and conditions are subject to change at any time without notice.  Other restrictions and limitations may apply.

For more information, contact your local loan officer.

Apply Today

We offer a variety of credit cards to meet your needs. Become a card member and enjoy a wide range of benefits including competitive introductory rates and your choice of rewards programs. You can even put your favorite photo on your credit card! It's easy to do and a fun way to show your personality whenever you shop. Click below for more information and to apply online.


Manage My Account

Online account access provides the quickest and easiest way to:

  • Activate your credit card
  • Make payments
  • Transfer balances
  • Request limit increases
  • View Statements
  • And much more

Contact Us

Thank you for your interest in First Capital Bank of Kentucky. We strive to make ourselves available to you, via email, telephone, postal mail and in person at any of our branch locations, or use the secure form found on our Contact Us page.


First Capital Bank of Kentucky
293 N. Hubbards Lane
Louisville, KY 40207

Phone (502) 895-5040



Lost or Stolen Visa Debit Card?
Call 1-888-895-5040
After hours, call 1-844-202-5333