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15YR 3.375% 3.393% APR
30YR 4.000% 4.011% APR

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Mortgage Rates | Learn More

15YR 3.375% 3.393% APR
30YR 4.000% 4.011% APR

Fern Creek

Fern Creek Location
6512 Bardstown Road, Louisville, KY 40291  |  View Map
(502) 891-3599


  • Branch Hours
  • Branch Manager
  • Personal Banker
Branch Hours Lobby Drive Thru
Monday - Thursday 9:00 a.m. - 4:00 p.m. 8:00 a.m. - 5:30 p.m.
Friday 9:00 a.m. - 6:00 p.m. 8:00 a.m. - 6:00 p.m.
Saturday 9:00 a.m. - Noon 9:00 a.m. - Noon
Tracy Frazier, Branch Manager  |  (502) 891-3599  |  (502) 231-2135 Fax  |  NMLS 1113875
6512 Bardstown Road, Louisville, KY 40291

Tracy Frazier is the Branch Manager at our Fern Creek branch.

Tracy has been in banking for 14 years where she has specialized in retail banking, customer service, and personal and mortgage lending.  She believes in providing her clients with excellent service while focusing on their individual banking needs.

Tracy is visible in the Fern Creek and Bullitt County communities where she is a member of the Fern Creek Chamber of Commerce and the Bullitt County Chamber of Commerce. 

Amy Elmore, Personal Banker  |  (502) 891-3599  |  (502) 231-2135 Fax  |  NMLS 993264
6512 Bardstown Road, Louisville, KY 40291

Amy Elmore is the Personal Banker at our Fern Creek branch. 

Amy's banking career includes 4 years of experience in both personal banking and mortgage lending, as well as five years experience in real estate.  She is a graduate of Murray State University with a Bachelor's degree in Marketing, and she is able to provide a full range of banking services to customers that are individual to their needs, while emphasizing exceptional customer service.

Contact Us

Thank you for your interest in First Capital Bank of Kentucky. We strive to make ourselves available to you, via email, telephone, postal mail and in person at any of our branch locations, or use the secure form found on our Contact Us page.


First Capital Bank of Kentucky
293 N. Hubbards Lane
Louisville, KY 40207

Phone (502) 895-5040



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