Mortgage Rates | Learn More ❱

15YR 3.125% 3.148% APR
30YR 3.750% 3.763% APR

Mortgage Rates | Learn More ❱

15YR 3.125% 3.148% APR
30YR 3.750% 3.763% APR

Fern Creek

Fern Creek Location
6512 Bardstown Road, Louisville, KY 40291  |  View Map
(502) 891-3599


  • Hours
  • Manager
  • Relationship Banker
Branch Hours Lobby Drive Thru
Monday - Thursday 9:00 a.m. - 4:00 p.m. 8:30 a.m. - 5:00 p.m.
Friday 9:00 a.m. - 6:00 p.m. 8:30 a.m. - 6:00 p.m.
Saturday 9:00 a.m. - Noon 9:00 a.m. - Noon

Tracy Frazier, Branch Manager |  (502) 891-3599  |  (502) 231-2135 Fax  |  NMLS 1113875
6512 Bardstown Road, Louisville, KY 40291

Tracy Frazier - First Capital Bank Loan Officer

Tracy has been in banking for 14 years where she has specialized in retail banking, customer service, and personal and mortgage lending.  She believes in providing her clients with excellent service while focusing on their individual banking needs.

Tracy is visible in the Fern Creek and Bullitt County communities where she is a member of the Fern Creek Chamber of Commerce and the Bullitt County Chamber of Commerce.



Sofia Jackson, Relationship Banker |  (502) 891-3581  |  (502) 231-2135 Fax
6512 Bardstown Road, Louisville, KY 40291

Sofia Jackson - First Capital Bank Relationship Banker

Sofia Jackson serves as Relationship Banker for First Capital Bank's Fern Creek Banking Center, located at 6512 Bardstown Road.

She was born in Hoboken, New Jersey, and was raised in Ecuador. She calls Louisville, Kentucky her home, after proudly serving in the United States Air Force. Sofia is an Iraqi War Veteran. She speaks English and Spanish fluently and is currently pursuing a Bachelor's degree in Finance.

With over 10 years of banking experience, Sofia is a qualified and resourceful relationship banker, who specializes in knowing the bank's variety of personal and business accounts, and offers her clients a choice of bank products and services that meet their needs.

Sofia believes that exceptional customer service is the key to earning a customer's trust and loyalty.

Contact Us

Thank you for your interest in First Capital Bank of Kentucky. We strive to make ourselves available to you, via email, telephone, postal mail and in person at any of our branch locations, or use the secure form found on our Contact Us page.


First Capital Bank of Kentucky
293 N. Hubbards Lane
Louisville, KY 40207

Phone (502) 895-5040



Lost or Stolen Visa Debit Card?
Call 1-888-895-5040
After hours, call 1-844-202-5333