Mortgage Rates | Learn More ❱

15YR 3.000% 3.020% APR
30YR 3.500% 3.511% APR

Mortgage Rates | Learn More ❱

15YR 3.000% 3.020% APR
30YR 3.500% 3.511% APR

Kasasa Cash Checking Account


What's Kasasa Cash®? It's free checking that rewards you monthly. Earn up to 2.00% APY* as well as refunds on your ATM fees, nationwide* (not just in Kentucky!).


Connect Kasasa Cash to a free Kasasa Saver® account to build your savings effortlessly. Do you Kasasa?®







  • Free checking that earns high interest
  • 2.00% APY* on balances up to $20,000
  • 2.00% to 0.54% APY on balances over $20,000 depending on balance in account*
  • 0.05% APY* if qualifications aren't met
  • Refunds on ATM fees, nationwide (up to $30 monthly)*
  • Can link to high-interest Kasasa Saver account
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free online banking
  • Free mobile banking
  • Free E-Statements
  • Free debit card
  • Unlimited check writing
  • $100 minimum deposit to open


It's Easy to Earn Rewards!


Just do some banking activities that you're probably already doing (we call them “qualifications”). To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:


  • Have at least 12 debit card purchases post and settle
  • Be enrolled and log into online banking
  • Be enrolled and receive E-Statement notice


That's all! Even if you don't meet your qualifications during a month, your Kasasa Cash account is free. Plus, you'll earn our base rate of interest. And you can get right back to earning your full rewards the very next month!






*Qualifications Information: Account transactions and activities may take one or more business days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by First Capital Bank of Kentucky as ATM transactions or transactions and purchases made with non-First Capital Bank of Kentucky issued debit cards. “Monthly Qualification Cycle” means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle.

*Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) Balances up to $20,000 receive APY of 2.00%; and balances over $20,000 earn 0.25% interest rate on the portion of balance over $20,000, resulting in a range from 0.54% to 2.00% APY depending on the account's balance and (2) you will receive reimbursements up to $30 ($4.98 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented within thirty (30) calendar days of transaction for reimbursements of individual ATM fees of $4.99 or higher.

When Kasasa Cash qualifications are not met, all balances in the account earn 0.05% APY and ATM fees are not refunded. 

Interest and ATM fee reimbursements will be credited to your Kasasa Cash account on the last day of statement cycle. APY = Annual Percentage Yield. APYs accurate as of 02/19/2015. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $100 minimum deposit is required to open the account. Monthly enrollment in online banking and receipt of electronic statements are conditions of this account. Enrollment in electronic services (e.g. online banking, electronic statements, and log-ons) may be required to meet some of the account's qualifications. Limit 1 account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact a First Capital Bank of Kentucky service representative for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa & Kasasa Cash are trademarks of BancVue, Ltd., registered in the U.S.A.

Contact Us

Thank you for your interest in First Capital Bank of Kentucky. We strive to make ourselves available to you, via email, telephone, postal mail and in person at any of our branch locations, or use the secure form found on our Contact Us page.


First Capital Bank of Kentucky
293 N. Hubbards Lane
Louisville, KY 40207

Phone (502) 895-5040



Lost or Stolen Visa Debit Card?
Call 1-888-895-5040
After hours, call 1-844-202-5333