Mortgage Rates | Learn More »

15YR 3.750% 3.799% APR
30YR 4.250% 4.278% APR

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Mortgage Rates | Learn More »

15YR 3.750% 3.799% APR
30YR 4.250% 4.278% APR

Kasasa Cash Back Checking Account

 

Choose free checking that pays you back monthly. Free Kasasa Cash Back® earns 2.5% cash back (up to $7.50) on your everyday debit card purchases.*

 

Plus, you’ll get refunds on your ATM fees, nationwide!* You can even build your savings automatically by linking Kasasa Cash Back to a free Kasasa Saver® account. Open your account online today!

 

OPEN NOW »

 

 

Benefits

 

  • Free checking that pays cash back
  • 2.5% cash back on debit card purchases*
    • No category restrictions on purchases
    • Cash back earned on up to $300 in purchases monthly
    • Earn up to $7.50 cash back per month
  • Refunds on ATM fees, nationwide (up to $30 monthly)*
  • Link to Kasasa Saver to build savings automatically
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free online banking
  • Free mobile banking
  • Free E-Statements
  • Free debit card
  • Unlimited check writing
  • $100 minimum deposit to open

 

 

It's Easy to Earn Rewards!

 

Just do some banking activities that you’re probably already doing anyway (we call it “meeting your qualifications”). To earn your rewards, simply do the following activities and transactions in your Kasasa Cash Back account each monthly qualification cycle:

 

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and log into online banking
  • Be enrolled and receive E-Statement notice

 

That’s it. Pretty simple. Even if you don’t meet your qualifications during a month, your Kasasa Cash Back account is still free. And you can get right back to earning your rewards the following month!

 

 

OPEN NOW »

 

 

Qualifications Information: Account transactions and activities may take one or more business days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards.  The following activities do not count toward earning account rewards:  ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by First Capital Bank of Kentucky as ATM transactions or transactions and purchases made with non-First Capital Bank of Kentucky issued debit cards. “Monthly Qualification Cycle” means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle. 

 

Rewards Information: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive (1) 2.50% cash back on up to a total of $300.00 debit card purchases that post and settle to the account during that cycle period. A maximum of $7.50 cash back may be earned per Monthly Qualification Cycle.  You will also receive reimbursements up to $30 ($4.98 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented within thirty (30) calendar days of transaction for reimbursements of individual ATM fees of $4.99 or higher.

 

When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of statement cycle.  Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.  

 

Additional Information: *Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $100 minimum deposit is required to open the account. Monthly enrollment in online banking and receipt of electronic statements are conditions of this account. Enrollment in electronic services (e.g. online banking, electronic statements, and log-ons) may be required to meet some of the account’s qualifications. Limit 1 account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact a First Capital Bank of Kentucky service representative for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa & Kasasa Cash Back are trademarks of BancVue, Ltd., registered in the U.S.A.

Contact Us

Thank you for your interest in First Capital Bank of Kentucky. We strive to make ourselves available to you, via email, telephone, postal mail and in person at any of our branch locations, or use the secure form found on our Contact Us page.

 

First Capital Bank of Kentucky
293 N. Hubbards Lane
Louisville, KY 40207

Phone (502) 895-5040

Email localroots@fcbok.com

 

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