First Capital Gold Money Market Account  

First Capital NOW 
Account

free ATM card 
free debit card
20 free checks, deposit tickets, withdrawal slips
minimum daily balance required to earn interest -- $ 1,000
minimum average daily balance to avoid service charge -- $2,500
monthly service charge on accounts below minimum average daily balance -$10.00
transfer limitation -- 6 per month (three of the six transfers may be by check, draft, or debit card)
excessive items fee -- $5 per item

free ATM card 

free debit card

200 free checks

minimum daily balance to earn interest -- $500

minimum average daily balance to avoid service charge -- $500

monthly service charge on accounts below minimum average daily balance -- $8

First Capital Classic Checking
(for persons 50+)

free checking/no monthly service charge
free ATM card with free transactions at any ATM
free debit card
free checks
free cashiers/travelers checks
50% off safe deposit box fee

First Capital Savings Account

First Capital Students Checking
(for persons 25 & under)

free ATM card with free transactions
free debit card
minimum average daily balance required to earn interest -- $100.00minimum average daily balance to avoid service charge -- $100.00
monthly service charge on accounts below minimum average daily balance -$2
interest paid quarterly
transaction restrictions -- 3 per mont
excessive items fee -- $2

free checking/no monthly service charge
free ATM card with free transactions
free debit card
200 free checks

First Capital Children's Account
(for persons 18 & under with adult signer)

no minimum average daily balance required to earn interest
no minimum average daily balance to avoid service charge
interest is paid quarterly on entire balance
transaction restrictions -- 3 per month
excessive items fee -- $2