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15YR 3.750% 3.799% APR
30YR 4.250% 4.278% APR

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Mortgage Rates | Learn More

15YR 3.750% 3.799% APR
30YR 4.250% 4.278% APR

Identity Safety

Because We Care

In an effort to protect you and our country, the USA Patriot Act was signed into law on October 26,2001.

One section of the USA Patriot Act says all financial institutions must:

  • Verify the identity of any person seeking to open an account (which includes Trusts, Safe Deposit Boxes, Loans and Deposit Accounts).
  • Maintain records of the information used to verify the person's identity including name, address and other identifying means.

First Capital Bank of Kentucky trusts you will understand the necessity of these requirements and help us follow them by presenting picture identification and verifying other information. In some cases, identification will be requested from those who have banked with us prior to the adoption of the USA Patriot Act because original documentation was not obtained with the opening of the account. In all cases we pledge to protect your identity and confidentiality.

First Capital Bank of Kentucky proudly supports all efforts to protect and maintain the security of our customers and our country.

We will "ID" because we care.

For more information, check out these tips!

Requires Adobe's free Acrobat Reader software, which you can get here.

First Capital Bank of Kentucky takes your banking security very seriously. Online fraud is always evolving, and your best defense against it is knowledge and awareness.

Together with the American Bankers Association, we're providing this downloadable guide to the dangerous practice of "phishing" fraud.

Online Phishing Fraud

Please review our comprehensive awareness guide to arm yourself with the knowledge that can protect you from online scams and identity theft.

Our Online Phishing Guide requires Adobe's free Acrobat Reader software, which you can get here.

US-CERT stands for the United States Computer Emergency Response Team. They are tasked by the Department of Homeland Security to, in short, keep the internet a safe place to share and store information.  Although focused on government and industrial users, US-CERT is a great place for home and business users to learn how to protect their computer and network systems and to get up-to-date information on current security issues, vulnerabilies, and exploits.


US - CERT for Home and Business

Contact Us

Thank you for your interest in First Capital Bank of Kentucky. We strive to make ourselves available to you, via email, telephone, postal mail and in person at any of our branch locations, or use the secure form found on our Contact Us page.


First Capital Bank of Kentucky
293 N. Hubbards Lane
Louisville, KY 40207

Phone (502) 895-5040



Lost or Stolen Visa Debit Card?
Call 1-888-895-5040
After hours, call 1-844-202-5333

Lost or Stolen Mobile Device?
Disable your device.