{"id":50,"date":"2025-01-29T21:12:40","date_gmt":"2025-01-29T21:12:40","guid":{"rendered":"https:\/\/www.fcbok.com\/?page_id=50"},"modified":"2025-01-29T21:12:55","modified_gmt":"2025-01-29T21:12:55","slug":"privacy-policy","status":"publish","type":"page","link":"https:\/\/www.fcbok.com\/privacy.htm","title":{"rendered":"Privacy Policy"},"content":{"rendered":"\n<div class=\"int\">\n<div id=\"leftcol\">\n\n\n  <div id=\"onlineBanking-new\">\n  \n  <div class=\"new-rates\">\n  \n  \n  \n  \n  \n  <p>\n  Mortgage Rates <span>| <a href=\"\/personal-mortgage-products-rates.htm\">Learn More \u2771<\/a><\/span>\n  <\/p>\n  <table>\n  <tbody><tr>\n  <td>15YR<\/td>\n  <td>\u25e3<\/td>\n  <td>3.125%<\/td>\n  <td>\u25b8<\/td>\n  <td style=\"font-weight: normal;font-style: italic;\">3.148% APR<\/td>\n  <\/tr>\n  <tr>\n  <td>30YR<\/td>\n  <td>\u25e3<\/td>\n  <td>3.750%<\/td>\n  <td>\u25b8<\/td>\n  <td style=\"font-weight: normal;font-style: italic;\">3.763% APR<\/td>\n  <\/tr>\n  <\/tbody><\/table>\n   \n  <\/div><!-- end rates -->\n  \n  <div style=\"clear: both; height: 1px;background: transparent;\"><\/div>\n  \n  <\/div> <!-- end #onlineBanking-new -->\n   \n  \n  <div class=\"leftnav\">\n  <ul>\n  \n  \n  \n     \n            <li><a href=\"\/locations.htm\">\n              Locations\n            <\/a>\n         \n       <ul>\n     \n            <li><a href=\"\/locations-fern-creek.htm\">\n              Branch &#8211; Fern Creek\n            <\/a><\/li>\n        \n     \n            <li><a href=\"\/locations-cresecent-hill.htm\">\n              Branch &#8211; Crescent Hill\n            <\/a><\/li>\n        \n     \n            <li><a href=\"\/locations-jeffersontown.htm\">\n              Branch &#8211; Jeffersontown\n            <\/a><\/li>\n        \n     \n     \n            <li><a href=\"\/locations-st-mathews.htm\">\n              Branch &#8211; St. Matthews\n            <\/a><\/li>\n        \n     \n            <li><a href=\"\/locations-strathmoor.htm\">\n              Branch &#8211; Strathmoor\n            <\/a><\/li>\n        \n     \n        <\/ul>\n  <\/li>\n      \n  \n     \n            <li><a href=\"\/support.htm\">\n              Support\n            <\/a><\/li>\n        \n     \n            <li><a href=\"\/resources-check-reorder.htm\">\n              Check Reorder\n            <\/a><\/li>\n        \n     \n            <li><a href=\"\/financial-calculators.htm\">\n              Financial Calculators\n            <\/a><\/li>\n        \n     \n            <li><a href=\"\/resources-business-continuity-plan.htm\">\n              Business Continuity Plan\n            <\/a><\/li>\n        \n     \n            <li class=\"active\"><a href=\"\/privacy.htm\">\n              Privacy Policy\n            <\/a><\/li>\n        \n   \n     \n            <li><a href=\"\/terms.htm\">\n              Terms of Use\n            <\/a><\/li>\n        \n  \n            <li><a href=\"\/form-statement-delivery.htm\">\n              Statement Delivery Options\n            <\/a><\/li>\n        \n  \n  <\/ul>\n  <\/div><!-- end .leftnav -->\n  \n  <\/div>\n\n\n\n<div id=\"rightcol\">\n  <div id=\"content\" style=\"background: #FFF url();\">\n  \n  \n   \n  <h1>\n         Privacy Policy\n      <\/h1>\n      <table cellpadding=\"10\" border=\"0\" cellspacing=\"1\" style=\" width: 100%; text-align: left;\">\n        <tbody>\n        <tr>\n          <td style=\" vertical-align: top; background-color: #ffffff;\">\n            <strong><span style=\" color: #1d7210;\"><span style=\" font-size: 16px;\">FACTS<\/span><\/span><\/strong> \n          <\/td>\n          <td style=\" vertical-align: top; background-color: #ffffff;\">\n            <span style=\" color: #1d7210;\"><span style=\" font-size: 16px;\">WHAT DOES FIRST CAPITAL BANK OF KENTUCKY DO WITH YOUR PERSONAL INFORMATION?<\/span><\/span> \n          <\/td>\n        <\/tr>\n        <tr>\n          <td style=\" vertical-align: top; background-color: #E6EED7;\">\n            <strong>Why?<\/strong> \n          <\/td>\n          <td style=\" vertical-align: top; background-color: #E6EED7;\">\n            <span style=\" font-size: 14px;\">Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.<\/span> \n          <\/td>\n        <\/tr>\n        <tr>\n          <td style=\" vertical-align: top; background-color: #E6EED7;\">\n            <strong>What?<\/strong> \n          <\/td>\n          <td style=\" vertical-align: top; background-color: #E6EED7;\">\n            <p>\n               <span style=\" font-size: 14px;\">The types of personal information we collect and share depend on the product or service you have with us. This information can include:<\/span>\n            <\/p>\n            <ul>\n              <li>\n                <span style=\" font-size: 14px;\">Social Security number and income<\/span>\n              <\/li>\n              <li>\n                <span style=\" font-size: 14px;\">account balances and payment history<\/span>\n              <\/li>\n              <li>\n                <span style=\" font-size: 14px;\">credit history and credit scores<\/span>\n              <\/li>\n            <\/ul>\n            <p>\n               <span style=\" font-size: 14px;\">When you are no longer our customer, we continue to share your information as described in this notice.<\/span>\n            <\/p>\n          <\/td>\n        <\/tr>\n        <tr>\n          <td style=\" vertical-align: top; background-color: #E6EED7;\">\n            <strong>How?<\/strong> \n          <\/td>\n          <td style=\" vertical-align: top; background-color: #E6EED7;\">\n            <span style=\" font-size: 14px;\">All financial companies need to share customers&#8217; personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers&#8217; personal information; the reasons First Capital Bank of Kentucky chooses to share; and whether you can limit this sharing.<\/span> \n          <\/td>\n        <\/tr>\n        <\/tbody>\n      <\/table>\n      <p>\n         &nbsp;\n      <\/p>\n      <table cellpadding=\"10\" border=\"0\" cellspacing=\"1\" style=\" width: 100%;\">\n        <tbody>\n        <tr>\n          <td style=\" vertical-align: top; text-align: left; background-color: #ffffff;\">\n            <p style=\" text-align: left;\">\n               <span style=\" color: #1d7210;\"><strong><span style=\" font-size: 16px;\">Reasons we can share your personal information<\/span><\/strong><\/span>\n            <\/p>\n          <\/td>\n          <td style=\" vertical-align: top; text-align: left; background-color: #ffffff;\">\n            <span style=\" color: #1d7210;\"><span style=\" font-size: 16px;\">Does First Capital Bank of Kentucky share?<\/span><\/span> \n          <\/td>\n          <td style=\" vertical-align: top; text-align: left; background-color: #ffffff;\">\n            <span style=\" color: #1d7210;\"><span style=\" font-size: 16px;\">Can you limit this sharing?<\/span><\/span> \n          <\/td>\n        <\/tr>\n        <tr>\n          <td style=\" vertical-align: top; background-color: #E6EED7;\">\n            <strong><span style=\" font-size: 14px;\">For our everyday business purposes &#8211;<br>\n             <\/span><\/strong><span style=\" font-size: 14px;\">such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus<\/span> \n          <\/td>\n          <td style=\" vertical-align: top; background-color: #E6EED7;\">\n            <span style=\" font-size: 14px;\">Yes<\/span> \n          <\/td>\n          <td style=\" vertical-align: top; background-color: #E6EED7;\">\n            <span style=\" font-size: 14px;\">No<\/span> \n          <\/td>\n        <\/tr>\n        <tr>\n          <td style=\" vertical-align: top; background-color: #E6EED7;\">\n            <strong><span style=\" font-size: 14px;\">For our marketing purposes &#8211;<br>\n             <\/span><\/strong><span style=\" font-size: 14px;\">to offer our products and services to you<\/span> \n          <\/td>\n          <td style=\" vertical-align: top; background-color: #E6EED7;\">\n            <span style=\" font-size: 14px;\">Yes<\/span> \n          <\/td>\n          <td style=\" vertical-align: top; background-color: #E6EED7;\">\n            <span style=\" font-size: 14px;\">No<\/span> \n          <\/td>\n        <\/tr>\n        <tr>\n          <td style=\" vertical-align: top; background-color: #E6EED7;\">\n            <strong><span style=\" font-size: 14px;\">For joint marketing with other financial companies<\/span><\/strong> \n          <\/td>\n          <td style=\" vertical-align: top; background-color: #E6EED7;\">\n            <span style=\" font-size: 14px;\">No<\/span> \n          <\/td>\n          <td style=\" vertical-align: top; background-color: #E6EED7;\">\n            <span style=\" font-size: 14px;\">We don&#8217;t share<\/span> \n          <\/td>\n        <\/tr>\n        <tr>\n          <td style=\" vertical-align: top; background-color: #E6EED7;\">\n            <strong><span style=\" font-size: 14px;\">For our affiliates&#8217; everyday business purposes &#8211;<br>\n             <\/span><\/strong><span style=\" font-size: 14px;\">information about your transactions and experiences<\/span> \n          <\/td>\n          <td style=\" vertical-align: top; background-color: #E6EED7;\">\n            <span style=\" font-size: 14px;\">No<\/span> \n          <\/td>\n          <td style=\" vertical-align: top; background-color: #E6EED7;\">\n            <span style=\" font-size: 14px;\">We don&#8217;t share<\/span> \n          <\/td>\n        <\/tr>\n        <tr>\n          <td style=\" vertical-align: top; background-color: #E6EED7;\">\n            <strong><span style=\" font-size: 14px;\">For our affiliates&#8217; everyday business purposes &#8211;<br>\n             <\/span><\/strong><span style=\" font-size: 14px;\">information about your creditworthiness<\/span> \n          <\/td>\n          <td style=\" vertical-align: top; background-color: #E6EED7;\">\n            <span style=\" font-size: 14px;\">No<\/span> \n          <\/td>\n          <td style=\" vertical-align: top; background-color: #E6EED7;\">\n            <span style=\" font-size: 14px;\">We don&#8217;t share<\/span> \n          <\/td>\n        <\/tr>\n        <tr>\n          <td style=\" vertical-align: top; background-color: #E6EED7;\">\n            <strong><span style=\" font-size: 14px;\">For affiliates to market to you<\/span><\/strong> \n          <\/td>\n          <td style=\" vertical-align: top; background-color: #E6EED7;\">\n            <span style=\" font-size: 14px;\">No<\/span> \n          <\/td>\n          <td style=\" vertical-align: top; background-color: #E6EED7;\">\n            <span style=\" font-size: 14px;\">We don&#8217;t share<\/span> \n          <\/td>\n        <\/tr>\n        <tr>\n          <td style=\" vertical-align: top; background-color: #E6EED7;\">\n            <strong><span style=\" font-size: 14px;\">For nonaffiliates to market to you<\/span><\/strong> \n          <\/td>\n          <td style=\" vertical-align: top; background-color: #E6EED7;\">\n            <span style=\" font-size: 14px;\">No<\/span> \n          <\/td>\n          <td style=\" vertical-align: top; background-color: #E6EED7;\">\n            <span style=\" font-size: 14px;\">We don&#8217;t share<\/span> \n          <\/td>\n        <\/tr>\n        <\/tbody>\n      <\/table>\n      <p>\n         &nbsp;&nbsp;\n      <\/p>\n      <table cellpadding=\"10\" border=\"0\" cellspacing=\"1\" style=\" width: 100%;\">\n        <tbody>\n        <tr>\n          <td colspan=\"2\" style=\" text-align: left; background-color: #ffffff;\">\n            <span style=\" color: #1d7210;\"><strong><span style=\" font-size: 18px;\">What We Do<\/span><\/strong><\/span> \n          <\/td>\n        <\/tr>\n        <tr>\n          <td style=\" vertical-align: top; background-color: #E6EED7;\">\n            <span style=\" font-size: 14px;\"><strong>How does First Capital Bank of Kentucky protect my personal information?<\/strong><\/span> \n          <\/td>\n          <td style=\" vertical-align: top; background-color: #E6EED7;\">\n            <span style=\" font-size: 14px;\">To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.<\/span> \n          <\/td>\n        <\/tr>\n        <tr>\n          <td style=\" vertical-align: top; background-color: #E6EED7;\">\n            <span style=\" font-size: 14px;\"><strong>How does First Capital Bank of Kentucky collect my personal information?<\/strong><\/span> \n          <\/td>\n          <td style=\" vertical-align: top; background-color: #E6EED7;\">\n            <p>\n               <span style=\" font-size: 14px;\">We collect your personal information, for example, when you<\/span>\n            <\/p>\n            <ul>\n              <li>\n                <span style=\" font-size: 14px;\">open an account or deposit money<\/span>\n              <\/li>\n              <li>\n                <span style=\" font-size: 14px;\">pay your bills or apply for a loan<\/span>\n              <\/li>\n              <li>\n                <span style=\" font-size: 14px;\">use your credit or debit card<\/span>\n              <\/li>\n            <\/ul>\n            <p>\n               <span style=\" font-size: 14px;\">We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.<\/span>\n            <\/p>\n          <\/td>\n        <\/tr>\n        <tr>\n          <td style=\" vertical-align: top; background-color: #E6EED7;\">\n            <span style=\" font-size: 14px;\"><strong>Why can&#8217;t I limit all sharing?<\/strong><\/span> \n          <\/td>\n          <td style=\" vertical-align: top; background-color: #E6EED7;\">\n            <p>\n               <span style=\" font-size: 14px;\">Federal law gives you the right to limit only<\/span>\n            <\/p>\n            <ul>\n              <li>\n                <span style=\" font-size: 14px;\">sharing for affiliates&#8217; everyday business purposes &#8211; information about your creditworthiness<\/span>\n              <\/li>\n              <li>\n                <span style=\" font-size: 14px;\">affiliates from using your information to market to you<\/span>\n              <\/li>\n              <li>\n                <span style=\" font-size: 14px;\">sharing for nonaffiliates to market to you<\/span>\n              <\/li>\n            <\/ul>\n            <p>\n               <span style=\" font-size: 14px;\">State laws and individual companies may give you additional rights to limit sharing.<\/span>\n            <\/p>\n          <\/td>\n        <\/tr>\n        <\/tbody>\n      <\/table>\n      <table cellpadding=\"10\" cellspacing=\"1\" style=\" width: 100%; text-align: left;\">\n        <tbody>\n      <\/tbody><\/table>\n      <p>\n         &nbsp;\n      <\/p>\n      <table cellpadding=\"10\" border=\"0\" cellspacing=\"1\" style=\" width: 100%;\">\n        <tbody><tr>\n          <td colspan=\"2\" style=\" text-align: left; background-color: #ffffff;\">\n            <span style=\" color: #1d7210;\"><strong><span style=\" font-size: 18px;\">Definitions<\/span><\/strong><\/span> \n          <\/td>\n        <\/tr>\n        <tr>\n          <td style=\" vertical-align: top; text-align: left; background-color: #E6EED7;\">\n            <span style=\" font-size: 14px;\"><strong>Affiliates<\/strong><\/span> \n          <\/td>\n          <td style=\" vertical-align: top; text-align: left; background-color: #E6EED7;\">\n            <p>\n               <span style=\" font-size: 14px;\">Companies related by common ownership or control. They can be financial and non-financial companies.<\/span>\n            <\/p>\n            <ul>\n              <li>\n                <span style=\" font-size: 14px;\">First Capital Bank of Kentucky has no affiliates.<\/span>\n              <\/li>\n            <\/ul>\n          <\/td>\n        <\/tr>\n        <tr>\n          <td style=\" vertical-align: top; text-align: left; background-color: #E6EED7;\">\n            <span style=\" font-size: 14px;\"><strong>Nonaffiliates<\/strong><\/span> \n          <\/td>\n          <td style=\" vertical-align: top; text-align: left; background-color: #E6EED7;\">\n            <p>\n               <span style=\" font-size: 14px;\">Companies not related by common ownership or control. They can be financial and non-financial companies.<\/span>\n            <\/p>\n            <ul>\n              <li>\n                <span style=\" font-size: 14px;\">First Capital Bank of Kentucky does not share with nonaffiliates so they can market to you.<\/span>\n              <\/li>\n            <\/ul>\n          <\/td>\n        <\/tr>\n        <tr>\n          <td style=\" vertical-align: top; text-align: left; background-color: #E6EED7;\">\n            <span style=\" font-size: 14px;\"><strong>Joint Marketing<\/strong><\/span> \n          <\/td>\n          <td style=\" vertical-align: top; text-align: left; background-color: #E6EED7;\">\n            <p>\n               <span style=\" font-size: 14px;\">A formal agreement between nonaffiliated financial companies that together market financial products or services to you.<\/span>\n            <\/p>\n            <ul>\n              <li>\n                <span style=\" font-size: 14px;\">First Capital Bank of Kentucky doesn&#8217;t jointly market.<\/span>\n              <\/li>\n            <\/ul>\n          <\/td>\n        <\/tr>\n        <\/tbody>\n      <\/table>\n      <p>\n         &nbsp;\n      <\/p>\n      <table cellpadding=\"10\" border=\"0\" cellspacing=\"0\" style=\" width: 100%;\">\n        <tbody>\n        <tr>\n          <td style=\" text-align: left; background-color: #E6EED7;\">\n            <strong><span style=\" color: #1d7210;\"><span style=\" font-size: 18px;\">Questions?<\/span><\/span><\/strong> \n          <\/td>\n          <td style=\" background-color: #E6EED7;\">\n            Call <a href=\"tel:15028955040\" target=\"_self\">(502) 895-5040<\/a> \n          <\/td>\n        <\/tr>\n        <\/tbody>\n      <\/table>\n      <p>\n         &nbsp;\n      <\/p>\n   \n  <\/div> <!-- end #content -->\n  <\/div>\n\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Mortgage Rates | Learn More \u2771 15YR \u25e3 3.125% \u25b8 3.148% APR 30YR \u25e3 3.750% \u25b8 3.763% APR Locations Branch &#8211; Fern Creek Branch &#8211; Crescent Hill Branch &#8211; Jeffersontown Branch &#8211; St. Matthews Branch &#8211; Strathmoor Support Check Reorder &hellip; <a href=\"https:\/\/www.fcbok.com\/privacy.htm\">Continue reading <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-50","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.3 - 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