- Manage Payables
- Manage Receivables
- Risk Management
- Get Started
ACH Processing
- ACH service is one of the fastest, most effective ways for a company to collect and disburse funds while maintaining control of their available funds
- Using ACH processing reduces the administrative time and clerical expense associated with collecting and processing paper payments
- ACH provides increased security and may reduce overall payment risk
- ACH Payments are ideal for direct deposit payroll, tax payments, cash concentration and vendor payments
Wire Services
- Wire services provide a secure and reliable method of transferring U.S. and International payments
- Wire services are accessible via the Cash Management console within the Online Banking system
Business Bill Pay
- Save time and money by paying your bills online
- Business Bill Pay is accessible via the Online Banking system
ACH Processing
- ACH service is one of the fastest, most effective ways for a company to collect and disburse funds while maintaining control of their available funds
- Using ACH processing reduces the administrative time and clerical expense associated with collecting and processing paper payments
- ACH provides increased security and may reduce overall payment risk
- ACH Collection is ideal for recurring payments such as insurance premiums, lease or loan payments, utility payments, subscription and membership fees, and charitable contributions
Remote Capture
- Remote Capture service allows for checks to be scanned at customer-designated sites for creation and delivery of electronic deposits to the bank
- Electronic deposits are fast and simple when created through the PC-based application
- Place Checks in pre-certified, compact check scanners for automatic scanning;
- Enter a total for the systematic deposit slip;
- View images to validate or edit check amounts;
- Send deposits to bank with the press of a button.
- Check images are retained for retrieval 24 hours a day
Wholesale Lockbox
- First Capital Bank will process your incoming receipts for faster availability of funds
- First Capital Bank will provide copies of customer's checks and remittance documents each day
Positive Pay
- Positive Pay services are designed to help decrease the incidence of check fraud by offering an electronic solution that detects unauthorized checks, which can reduce exposure to this risk
- The customer transmits to First Capital Bank the serial number and dollar amount of each check issued
- First Capital Bank compares checks issued by the customer with those cleared and automatically identifies discrepancies
ACH Debit Block
- Protects your account from unauthorized electronic charges
- All debit transactions will be blocked from the account except for those companies who have been approved by the customer
- Customer provides the bank with the name and identification number of those companies authorized to debit the account
To find out more information on Business Services, contact Robert Brown at (502) 891-4427 or rbrown@fcbok.com.