- Deposit Accounts
- Get Started
- Business Credit Card Products
- Free Business Checking
- Enterprise Business Checking
- Prestige Business Checking
- Cash Management Analysis Account
- Zero Balance Account
| Free Business Checking |
|---|
- First 150 items free per month (checks drawn, deposits posted, on-us checks deposited and foreign checks) and only $0.25 per item thereafter
- No minimum daily balance
- No service fee
- $100 minimum deposit to open
- Hard dollar charge for any Cash Management services
| Enterprise Business Checking |
|---|
- First 250 items free per month (checks drawn, deposits posted, on-us checks deposited and foreign checks) and only $0.25 per item thereafter
- Minimum average daily balance requirement - $5,000; $10.00 monthly service charge if balance falls below minimum
- $100 minimum deposit to open
- Hard dollar charge for any Cash Management services
| Prestige Business Checking |
|---|
- First 750 items free per month (checks drawn, deposits posted, on-us checks deposited and foreign checks) and only $0.25 per item thereafter
- Minimum average daily balance requirement - $15,000; $20.00 monthly service charge if balance falls below minimum
- $100 minimum deposit to open
- Hard dollar charge for any Cash Management services
| Cash Management Analysis Account |
|---|
- An account for businesses with high activity and in-depth Cash Management services
- Monthly service charges may be offset with an earnings credit
- If earnings credit is less than activity charges, balance due is debited from designated account
- A composite group may be created to provide a business having numerous checking accounts with an option of debiting incurred fees from their main operation account rather than from individual accounts
- Businesses have the option of earning interest through an automated sweep feature
| Zero Balance Account |
|---|
- A checking account that maintains a zero balance by sweeping funds to and from your operating account
- ZBAs eliminate manual transfers between accounts, reduce idle cash and prevent overdrafts
- Monthly service charges are based on analysis pricing
To find out more information on Business Checking Accounts, contact Robert Brown at (502) 891-4427 or rbrown@fcbok.com.
The First Capital Bank offers Business Credit Card products, to ensure that you are always prepared for the unexpected. To find out more information on Business Credit Card products, contact Robert Brown at (502) 891-4427 or rbrown@fcbok.com.
