Mortgage Loan Products

First Capital Bank of Kentucky is proud to invest in our community. We offer a variety of mortgage program options and loan types:

MORTGAGE PROGRAM OPTIONS AVAILABLE LOAN TYPES

Conforming Loans
  • Loans to $417,000
  • Fixed-Rate Mortgage
  • Adjustable-Rate Mortgage (ARM)

Jumbo Loans
  • Loans to $4,500,000
  • Fixed-Rate Mortgage
  • Adjustable-Rate Mortgage (ARM)

Specialty Loans
  • Investment Loan
  • Bridge Loan
  • Lot Loan
  • Construction Loan
  • First Time Home Buyers*
  • Affordable Housing*

Government Loans
  • FHA Loan
  • VA Loan
  • KHC Loan
  • RHS (Rural Housing) Loan


  • First Time Home Buyers, Non-Occupant Borrowers, Revocable Intro Vivos Trusts;
  • Portfolio Loans may be made in the name of an LLC or corporation;
  • Purchase, Rate-Term Refinance and Cash-Out Refinance;
  • Primary Residence, Second Home and Investment Property;

* These loans are targeted to a limited area.