Accounts & Fees
First Capital Bank of Kentucky offers a variety of personal checking and money market accounts.
| First Capital Gold Checking |
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- FREE (10) foreign ATM transactions per month
- Minimum daily balance required to earn interest - $1,000
- $10.00 monthly service charge on accounts below minimum balance of $1,000
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| First Capital Checking |
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- FREE checking with no monthly service charge
- FREE (10) foreign ATM transactions per month
- FREE Debit Card transactions
- FREE 200 checks
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| First Capital Classic Checking |
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A special account for persons 50+
- FREE checking with no monthly service charge
- No minimum balance requirement
- Interest earned on entire balance
- FREE ATM/Debit Card
- FREE wallet-style checks
- FREE cashier/traveler's checks
- 50% off safe deposit box fees
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First Capital NOW
Account |
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- FREE ATM card
- FREE Debit card
- 200 free checks
- Minimum daily balance to earn interest - $500
- Minimum average daily balance to avoid service charge - $500
- Monthly service charge on accounts below minimum average daily balance - $8
|
First Capital Students Checking
(for persons 25 & under) |
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- FREE checking/no monthly service charge
- FREE ATM card
- FREE Debit card
- 200 free checks
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| Prime Money Market Account |
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- Interest rate tied to the prime rate as published in the Wall Street Journal
- FREE ATM/Debit Card
- FREE - 20 checks, 20 deposit tickets, 20 withdrawal slips
- Minimum daily balance required to earn interest - $1,000
- $5.00 monthly service charge on accounts below minimum average daily balance of $1,000
- Transfer limitations - 6 per month (six of the six may be by check, draft or debit card)
- Excessive item fee - $5.00 per item
- Three account tiers:
- $1,000.00 - $24,999.99
- $25,000.00 - $49,999.99
- $50,000.00+
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| First Capital Savings Account |
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- FREE ATM/Debit Card
- Minimum daily balance required to earn interest - $100
- Interest paid quarterly
- $2.00 monthly service charge on accounts below minimum average daily balance of $100
- Transfer limitations - 6 per month (six of the six may be by check, draft or debit card)
- Excessive items fee - $2.00 per item
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First Capital Children's Account
(for persons 18 & under with adult signer) |
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- No minim daily balance required
- Interest paid quarterly
- Transfer limitations - 6 per month (six of the six may be by check, draft or debit card)
- Excessive items fee - $2.00 per item
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* All accounts require $100 to open
