Accounts & Fees

First Capital Bank of Kentucky offers a variety of personal checking and money market accounts.

 

First Capital Gold Checking
  • FREE (10) foreign ATM transactions per month
  • Minimum daily balance required to earn interest - $1,000
  • $10.00 monthly service charge on accounts below minimum balance of $1,000
First Capital Checking
  • FREE checking with no monthly service charge
  • FREE (10) foreign ATM transactions per month
  • FREE Debit Card transactions
  • FREE 200 checks
First Capital Classic Checking

A special account for persons 50+

  • FREE checking with no monthly service charge
  • No minimum balance requirement
  • Interest earned on entire balance
  • FREE ATM/Debit Card
  • FREE wallet-style checks
  • FREE cashier/traveler's checks
  • 50% off safe deposit box fees
First Capital NOW
Account
  • FREE ATM card
  • FREE Debit card
  • 200 free checks
  • Minimum daily balance to earn interest - $500
  • Minimum average daily balance to avoid service charge - $500
  • Monthly service charge on accounts below minimum average daily balance - $8
First Capital Students Checking
(for persons 25 & under)
  • FREE checking/no monthly service charge
  • FREE ATM card
  • FREE Debit card
  • 200 free checks
 
First Capital Savings Account
  • FREE ATM/Debit Card
  • Minimum daily balance required to earn interest - $100
  • Interest paid quarterly
  • $2.00 monthly service charge on accounts below minimum average daily balance of $100
  • Transfer limitations - 6 per month (six of the six may be by check, draft or debit card)
  • Excessive items fee - $2.00 per item
First Capital Children's Account
(for persons 18 & under with adult signer)
  • No minim daily balance required
  • Interest paid quarterly
  • Transfer limitations - 6 per month (six of the six may be by check, draft or debit card)
  • Excessive items fee - $2.00 per item
 

* All accounts require $100 to open