Accounts & Fees
First Capital Bank of Kentucky offers a variety of flexible business and corporate accounts. Please contact us today for assistance establishing or maintaining your business accounts.
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BUSINESS MONEY MARKET
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A business savings account with easy access.
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A $1000.00 average daily balance is required to earn interest and avoid a monthly service charge
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Six (6) withdrawals or transfers per month
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A $5.00 per item fee will apply for excessive withdrawals
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Interest rate based on monthly tiered balance
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CORPORATE SWEEP ACCOUNT
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A Repurchase agreement where funds over established target balance are collateralized and swept daily.
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Minimum target is $10,000.00
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Monthly sweep fee is $50.00
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Target balance funds are kept in a non-interest bearing checking account
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ENTERPRISE CHECKING
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Small business checking for businesses with minimal checking activity.
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First 100 items FREE (includes cleared checks, checks within a deposit and all ACH items)
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$8 monthly service charge on accounts below $500 average daily balance
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25¢ fee per item after first 100
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MANAGED CHECKING
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Earn a competitive Earnings Credit Rate on commercial deposit balances.
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No analysis fee charged if earnings credit is greater than activity charges (otherwise difference is debited to the account)
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Earnings credit(s) offset activity charges during statement cycle
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CASH CONCENTRATION
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First Capital Bank has the ability to transfer monies from other institutions to your First Capital Bank checking account on a regular basis via the Automated Clearing House (ACH).
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